All of our customers on Medicare Part A & B (or C) and possibly D are asking … “How is all this Obamacare gonna affect me?”
Well, no need to worry, you don’t need to do anything to your Medicare plan because it isn’t part of the healthcare.gov site. If you have Medicare, you are basically already covered.
No matter how you get Medicare, whether through Original Medicare with a Medicare Supplement, or through a Medicare Advantage plan, (like an HMO or PPO) you don’t have to make any changes.
If you want to shop around for a Medicare Supplement plan or Medicare Advantage plan, you will not be able to shop rates on the Marketplace (healthcare.gov) … just give us a call and we can help you with that part or go to www.eMedigap411.com
If you only have Medicare Part B, most people do not know this, but you are not considered to have minimum essential coverage. That means you would be subject to the penalty that people who don’t have coverage may have to pay.
If you only have Medicare Part A, you are considered covered, and of course if you have Part A and Part B you are covered.
One thing has changed and that is Medicare has expanded benefits for preventive care and drug coverage. They now have free preventive benefits, cancer screenings, and annual wellness visits. You can also save money while in the “donut hole” with discounts on brand-name prescriptions. (No the donut hole is not a place to eat! It is when your total drug costs reach a certain point while you are covered under a Medicare Part D Prescription drug plan.
If you are new to Medicare, here are some things to remember:
– Medicare’s Open Enrollment Period (October 15-December 7)
– To learn more about your Medicare options visit www.eMedigap411.com
If you have any family and friends who don’t have health insurance, or if they want to see what their subsidy amount might be, tell them to call us or visit www.healthreformenrollmentcenter.com